VISA® Credit Cards
Platinum or Classic VISA® Credit Cards
Postal Federal Community Credit Union is also pleased to offer VISA® Platinum and VISA® Classic Credit Cards. Many advantages are available with PFCCU‘s credit card products including a "Low Non-Variable Rate" and "No Annual Fee". Our VISA® cards are a true membership advantage offering you worldwide accessibility.
PFCCU‘s VISA® Platinum has Extra Awards Of course a PFCCU VISA® Platinum credit card gives you exceptional convenience with unbeatable benefits, but it also rewards you for each and every purchase you make all year long. You can call 877-909-1450 for more information.
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INTEREST RATES AND INTEREST CHARGES |
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Annual Percentage Rate (APR) on
Purchases, Cash Advances & Balance Transfers |
9.90% Platinum
or 13.90% Classic Non-Variable Rate based on your
creditworthiness |
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Penalty APR |
None |
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How to Avoid Paying Interest on
Purchases |
Your due date is at least 25 days
after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your
entire balance by the due date each month. |
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Minimum Interest Charge |
None |
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For Credit Card Tips from the Federal
Reserve Board |
To learn more about the factors to
consider when applying for or using a credit card, visit the website of the
Federal Reserve board at http://www.federalreserve.gov/creditcard |
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FEES |
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Annual Fee |
None |
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Transaction Fee |
None |
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Balance Transfer Fee |
None |
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Cash Advance Fee |
None |
|
Late Payment Fee |
$15
for each periodic payment in default 15 days or more. |
|
Returned Payment Fee |
$15 |
How We Calculate Your Balance: We use a
method called Day-In-To-Day-Out to determine your balance (including new
purchases).
Block a lost or stolen VISA® credit card at 1-800-682-6075.
Block a lost or stolen
VISA® check card or ATM card at 417-866-7785 or 1-800-236-5796.
View your VISA® history, make
payments, and transfer advances to your savings or checking accounts with PFCCU
Online Banking.
View or download a VISA®
Application and Platinum Agreement
or Classic Agreement
Get Extra Protection with VERIFIED BY VISA®
Adobe
Reader is required to view application and
agreements.
