What do I need to know to wire funds?

What is ACH and how do I use it?

How do I start using BillPay@Home?

What is the daily limit for an ATM withdrawal?

When does the money come out of my account when I have paid with my debit card?

What do I need to do to switch my checking account to PFCCU?

What do I need to know to wire funds?

There is a set of information you should know when completing wire transfers. Please use the following Wire Instructions:

To: Missouri Corporate Credit Union

St. Louis
ABA # 281 085 585

Credit to:

Postal Federal Community Credit Union
ABA #286 582 805

Final Credit to:
Member’s Name and Account Number

Please note that all wires must be completed before 2:45pm each business day.

What is ACH and how do I use it?

Automated Clearing House (ACH) service can save you time and effort, making your financial life considerably easier. It's important, then, to understand the simple steps and pointers that can help you take advantage of ACH.

In order to set up ACH transfers, you must provide the ACH routing number, which is printed on your checks for reference.

Use this number to set up:

• Direct deposit of your payroll, Social Security, or even tax refunds
• Direct payment of consumer bills such as mortgages, loans, utility bills and insurance premiums
• Business-to-business payments
• E-checks
• E-commerce payments
• Federal, state and local tax payments
• One-time or recurring transfers of funds
• It's easy, convenient, secure, and—best of all—free. So simplify your finances and enjoy more free time by setting up your Automated Clearing House services today.

How do I start using BillPay@Home?

It's easy to get started paying your bills on-line. Just visit PFCCU's home page at www.postalfed.org and follow the link to BillPay@Home. You can submit your email and account information to enroll online, and you will receive the first half of your password within minutes by E-mail. For security reasons, you will receive the second half of your password by U.S. mail.

Advantage Plus Checking members get BillPay@Home free.

Monthly Fees

Advantage Plus Checking member: free

Advantage Checking members: $2.95,

Basic Checking members: $3.95.

For more information about the benefits of using PFCCU’s BillPay@Home, give us a call at (417) 887-1983 or 1-800-864-5301 today.

What is the daily limit for an ATM withdrawal?

You may withdraw no more than $500 per business day.

When does the money come out of my account when I have paid with my debit card?

You may access your checking account to purchase goods (in person or by phone), pay for services (in person), get cash from a merchant if the merchant permits, or from a participating financial institution and do anything that can be done with a credit card (that a participating merchant will accept with a credit card). When you present the debit card, the money is taken directly out of your checking account. There will be no bill at the end of the month and no interest on unpaid balances. Plus, you'll have a complete record of all purchases as part of your monthly credit union statement.

What do I need to do to switch my checking account to PFCCU?

We provide a simple switch kit to make the process of switching to a better checking account at PFCCU easier. Just follow our three-step process outlined in our switch kit.